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Many of today's seniors suffer from age related illness and other diseases for which they are unable to get life insurance coverage. Our Senior Care Life Licensed Insurance Professionals specialize in assisting Seniors in getting life insurance coverage through our A Rated carriers that provide coverage for conditions such as:
We have great life insurance carriers that provide excellent rates in covering these conditions for seniors. Depending on the condition, the insurance companies will provide coverage in the following categories.
Standard Coverage - Full face value Life Insurance coverage that begins on the policy issue date with no waiting period.
Substandard Coverage - Full face value Life Insurance coverage that begins on the policy issue date with no waiting period. (With rates above Standard)
Graded Benefit Coverage - Death Benefit would be limited to 30% of the face amount in the first year. 70% in the second year and equals 100% in the third year.
Modified Benefit Coverage - Death Benefit limited in the first two years to a return of premiums paid plus 10% annual interest and equals 100% beginning of the third year.
If you have already requested your senior life insurance quote, our agents will call you back soon as possible to discuss your condition and give you a free no obligation quote on your life insurance policy.